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About us

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Who we are?

Ringgit Minded is founded by Kelvin Goh, a Certified Financial Planner (CFP) with over 8 years of
experience in the financial planning industry.
Kelvin and his dedicated team are on a mission to help Malaysians gain financial literacy and
achieve your financial goals.

Our commitment to you is simple: we provide high-quality financial planning services tailored to
meet your unique need, from cash-flow planning to retirement planning, we've got you covered.

What is

Ringgit Minded Financial Planning?

Our Certified Financial Planner will provide you a personalized financial strategy based on your goals, time frame, and financial resources. Then we will give you the ecommendations you need to put those strategies into action.Our personalized financial plan include:
  1. An 50-80 pages Modular Financial Report.
  2. An analysis of your financial overview including your cash flow, asset and liabilities, net worth, and your overall financial health.
  3. An executable Debt Management Plan which helps you save on interest cost and reduce monthly instalments immediately.
  4. An easy-to-understand investment strategy to help you keep up with inflation or to plan for your retirement and children’s education fund.
  5. An Insurance or Wealth Protection Plan to help you find the best coverage at the lowest possible premium.

Why Choose us?

5 Years of Experience in Financial Planning.

We have more than 5 years of experience in financial planning and know how to use small actions to achieve big results.

Personalize one-stop Financial Planning

We offer a comprehensive plan that is tailored to your needs and requirement depending on the stage of your life. Most of our customers find they never again have to look for other parties once they engage with us.

A practical and Easy-to-execute Financial Plan.

The world of finance can be complex sometime, that’s where we come in. We are where to help you navigate the financial planning process and make sense of your options so that you can make the best decision for you and your family.

A Transparent Process, No Fees to get started.

All customers will receive 1-session of FREE consultation to help you understand the financial planning process. We only start charging when actual work needed to be done, if nothing happens, you never have to pay us anything.

What People say about us?

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I highly recommend Mrs. Shima for her utstanding professionalism and expertise in financial planning. Her patience, knowledge, and willingness to explain very detail in a clear and understandable manner have been invaluable to me. If you are seeking assistance, I encourage you to seek her out - she has my highest ecommendation.
Mohd Shaharuddin Abdullah
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Their debt management services have been a game changer for me. They worked with me to create a personalized plan to pay off my debts, and provided me with the tools and resources I needed to stay on track.
Terrence Leong
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I sign up WealthCheck on 2022, their team is knowledgeable, responsive, and dedicated to helping me to achieve my financial goals. They took the time to listen to my concerns and priorities, and worked with me to create a personalized financial plan that aligned with my values and objectives.
Irene Tan
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I was constantly struggling to make ends meet, thank to Mr Jason, who worked with me to create a budget and a plan for managing my income and expenses, and provided me with practical tips and tools for sticking to it. With his help, I have been able to improve my cash flow and save money for the first time in years.
Sharvhess Thanabal
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I had been juggling multiple debts with different interest rates and due dates, and it was taking a toll on my finances and my mental health. Their debt consolidation services have been a lifesaver. They helped me to consolidate all my debts into one manageable monthly payment with a lower interest rate.
Azizam Morni
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